Should I start Christmas shopping now?
I have a good reason for doing a Christmas episode in October. To those who know me, it’s no secret that I would do Christmas 365 days a year. That’s no exaggeration. I love it that much. But Christmas can be a strain on the pocket book and when that happens, it’s not so fun.
I’ve put together some ways I think you can do Christmas on a budget and help ease the burden, if that’s what you need, allowing for a stress free and enjoyable holiday season.
Here’s how to do Christmas without breaking the bank!
I’ve broken the process down into three categories:
Christmas doesn’t need to be – it shouldn’t be – a chore or stressful. All it takes is planning ahead and in doing so, you’ll find your holiday experience to be richer and one that will enable you to focus on the reason the season was begun in the first place; the birth of our Savior.
This week’s Positive Review: The QT chain of convenience stores
6 Ways To Earn Extra Money From Home
If you’re like me, you know what it’s like to have too much month left at the end of your money. It’s one of the things that drives my entrepreneur minded life.
There are things you can do from home to help ease the burden and bring a little extra money into your life. Most of them won’t make you rich unless you get really lucky, but they are legitimate income streams.
These six ideas can be categorized as either “active” or “passive”. The first two are active and the second four are passive.
Active – More work is required after initial release for sale, i.e., shipping, production.
Passive – Little or no work is required after initial release for sale. Most work is done on the front end. For instance, Digital or downloadable products or products available through a second party drop shipping arrangement.
No matter what you decide to do on the side for extra income, there will always be some work, especially continued marketing, that you will need to do in order to make it viable. But if you’re willing to put that work in, whether on the front end or over the course of the sale, you may be able to find something that will help ease that financial burden.
This week’s Positive Review: CafePress.com
"Too many people spend money they earned..to buy things they don’t want..to impress people that they don’t like." –Will Rogers
How can I save money?
I've never been the type who could say they have "extra" money lying around. To be honest, until recently, I lived paycheck to paycheck like most people. I had to devise a way that worked for me to help save money and taking advice from others, found a great way to have a little extra lying around. What's the secret? I don't spend one dollar bills and loose change. When I pay with cash, I use nothing smaller than a five spot and I've found that by putting away the change I can save money I didn't realize I was foolishly spending. These are just some of the things that this technique is beneficial for:
It helps you save for a rainy day or a purchase you've been planning.
It keeps you from "nickel and diming" yourself. Small change in your pocket is easier to spend on things you don't need like colas and snacks. It adds up quick and before you know it, you've spent way more than you thought. Larger bills tend to be held on to for larger, more important purchases.
It helps keep you from snacking. As stated above, with small change it's easier to find a reason to purchase impulse items, especially snack foods, that are bad for you. This can benefit your health in the long run.
It can build good savings habits for the future once you realize how much better you feel when there's more left over at the end of the month than there used to be.
Positive Review: The Write Now Podcast with Sarah Werner is a fantastic podcast seeking to help inspire writers to write every day.